🧭 Your Journey Begins Here

In a landscape where uncertainty once reigned, a new narrative is unfolding in Canada's real estate market. Confidence is making a remarkable comeback, signaling a pivotal moment for those poised to make strategic moves. At the forefront of this shift is the A.B.R.E Team, led by Ali Bolourchi, Broker at eXp Realty, Brokerage. With a deep understanding of market dynamics and a commitment to guiding clients through every twist and turn, Ali and his team are your trusted partners in navigating this evolving terrain.

📈 Confidence Index: A Historic Upswing

The Bloomberg-Nanos Canadian Confidence Index (BNCCI) has experienced its sharpest three-week rise on record, climbing to 48.6—the highest level in nine weeks. This surge is largely driven by renewed optimism in real estate values, which have increased by 12 points over the past four weeks. nanos.co+3Bloomberg+3Mortgage Professional+3nanos.co

This uptick in sentiment is not merely a statistical anomaly; it's a reflection of growing consumer confidence in the housing market's resilience and potential.

🏡 Real Estate Sentiment: Leading the Charge

The Expectations Index, a subcomponent of the BNCCI that gauges forward-looking views on the economy and real estate prices, has risen to 44.28 from 39.35 over the past month. nanos.co

This positive shift suggests that Canadians are increasingly optimistic about the future of the housing market, anticipating price stability or growth in the coming months.

💼 Market Activity: Signs of Revival

Recent data indicates a resurgence in market activity:

• Buyer Inquiries: An increase across multiple lender channels points to growing interest from potential buyers.

• Pre-Approval Volumes: Our office has observed an 18% month-over-month rise in mortgage pre-approvals, signaling that buyers are preparing to enter the market.

• Home Sales: While national home sales saw a slight decline of 0.1% from March to April 2025, the average home price increased marginally to $679,866. WOWA+1CREA Statistics+1

These indicators collectively suggest that the market is gaining momentum, with buyers readying themselves for transactions.

📊 Visualizing the Trends

BNCCI and Sub-Indices Over Time

Source: Nanos Research

The table above illustrates the upward trajectory of consumer confidence, particularly in expectations for the economy and real estate.nanos.co+1Wealth Professional+1

🔍 What This Means for You

The convergence of rising consumer confidence and increased market activity presents a unique opportunity:

• Buyers: With interest rates potentially stabilizing and confidence on the rise, now is an opportune time to explore purchasing options before competition intensifies.

• Sellers: Improved sentiment can lead to better sale prices and quicker transactions.

• Investors: The current market conditions may offer favorable entry points for long-term investments.

However, navigating these dynamics requires expertise and strategic planning.

🤝 Partner with the A.B.R.E Team

Ali Bolourchi, Broker at eXp Realty, Brokerage, and the A.B.R.E Team are dedicated to guiding you through this evolving market. With a wealth of experience in residential, commercial, and investment real estate across the Greater Toronto Area, Ali's team offers personalized strategies to help you achieve your real estate goals.

📞 Take the Next Step

For more information and to become part of this exclusive community:

☎️ CALL US: 416-886-2000
🌐 Visit us at: GTALuxuryHomes.ca

Embark on your real estate journey with confidence—connect with us today.

"Owning your first home isn’t just a dream. It’s your future. We’re here to help you unlock it."

Imagine standing in the living room of your brand-new home, keys in hand, future ahead, and a massive weight lifted off your shoulders. That moment just got a whole lot closer and more affordable for thousands of Canadians, thanks to a bold new policy from the federal government.

The First-Time Home Buyer (FTHB) GST Rebate, announced on May 27, 2025, is a game-changing opportunity that every aspiring homeowner should understand and act upon.

🧭 At A.B.R.E., led by Ali Bolourchi, Broker/Coach/Team Leader, we believe in empowering first-time buyers with clarity, strategy, and confidence. Ali's decades of experience across Residential, Commercial, and Investment real estate—backed by elite designations like ABR®, PSA, means you’re not just working with a Realtor®, you’re building with a coach and advocate.

What’s in the New Rebate?

This isn’t your typical incentive, it’s a federal investment in your first home. Here’s what makes the First-Time Home Buyer GST Rebate exceptional:

💸 The Benefits:

• 100% GST rebate (up to $50,000) on homes priced at $1M or less

• Phased rebate between $1M–$1.5M

• Zero rebate above $1.5M

📋 Eligibility Criteria:

• First-time homebuyer (no ownership in last 5 years)

• Must be a Canadian citizen or permanent resident

• Age 18 or older

• The home must be a primary residence (not investment)

📅 Timing:

• Applies to purchase agreements signed on or after May 27, 2025

• Construction must begin before 2031 and complete by 2036

📊 Why This Matters

For too long, new homes priced between $450,000 and $1.5 million have fallen into a rebate "blind spot." The existing GST/HST rebate only applied up to $450,000—leaving many out in the cold.

Now, with homes in Toronto, Vaughan, Markham, and Mississauga routinely priced near the $1M mark, this policy unlocks real value where buyers need it most.

🧠 Let’s Get Strategic

The Millionaire Real Estate Agent model teaches us to lead with value, and this rebate is exactly that. Here’s how we’re leveraging it to empower our clients:

1. Education First: We simplify what’s complicated—eligibility, timelines, and rebate stacking.

2. Smart Selection: Our team identifies pre-construction opportunities in the GTA and surrounding areas that maximize rebate potential.

3. Tailored Guidance: You get a strategy, not just a list of properties.

And yes, the new FTHB rebate can be stacked with the existing GST/HST rebate, as long as the total rebate doesn’t exceed the GST paid.

🔑 Turn This Policy into Your Reality

Whether you're exploring condos in Toronto, Richmopnd Hill, Vaughan, townhomes in Markham, or pre-constructions in Kitchener-Waterloo, our team is ready to align your purchase with this rebate to save you up to $50,000.

This is more than news. It’s a call to action—and your path to homeownership has never been more clear.

🗣 Let’s Talk About You

If you’ve been sitting on the sidelines, now’s the time to step in. Our A.B.R.E. team is here to guide you from interest to investment, from dream to deal.

Let’s sit down and build a plan. Together.

For more information and to become part of this exclusive community:
☎️ CALL US 416-886-2000
🌐 Visit us at GTALuxuryHomes.ca

#FirstTimeBuyer #GSTRebate #TorontoRealEstate #AliBolourchi #ABRETeam #PreConstructionHomes #HomeOwnership #RealEstateCanada #SmartInvesting #LuxuryCondos #HomeBuyersRelief #MarkhamHomes #VaughanRealEstate #RichmondHillLiving #NewmarketRealEstate

Introduction

In the ever-evolving landscape of real estate, 2025 has ushered in a significant shift in the Greater Toronto Area (GTA) housing market. As a potential homebuyer, investor, or seller, understanding these changes is crucial. At A.B.R.E Team, led by Ali Bolourchi, Broker at eXp Realty, we are here to guide you through this dynamic market.

The Current Market Landscape

Recent data indicates a notable increase in housing inventory across the GTA. Active listings have surged by 51% year-over-year, reaching levels not seen since the mid-1990s. This influx of available properties has transformed the market dynamics, offering buyers more choices and negotiating power.

Simultaneously, home sales have experienced a decline. April 2025 saw a 21% drop in sales compared to the previous year, despite a modest month-over-month increase. This trend suggests a cautious approach from buyers, possibly influenced by economic uncertainties and fluctuating interest rates.

Market Overview: A Shift Towards Buyers

In April 2025, the Greater Toronto Area (GTA) real estate market experienced a significant transformation:

• Average Home Price: $1,107,463, marking a 4.2% decrease year-over-year but a 1.3% increase month-over-month.

• Active Listings: 27,386 properties, a 51% surge from April 2024, reaching the highest level since May 1996.

• Home Sales: 5,601 units sold, down 21% compared to April 2024, despite an 11.8% increase from March 2025.

This influx of listings, coupled with declining sales, has shifted the market dynamics, offering buyers more choices and negotiating power.

GTA Real Estate Market Statistics

Property Type Breakdown

Implications for Buyers

For those considering purchasing property in the GTA, the current market presents unique opportunities:

• Increased Inventory: With more properties on the market, buyers have a broader selection to choose from, reducing the pressure to make hasty decisions.

• Negotiation Leverage: Sellers are more inclined to negotiate on price and terms, providing buyers with potential cost savings.

• Price Adjustments: The average home price in the GTA has decreased by 4.2% year-over-year, with specific property types like condos experiencing even more significant reductions.

Now is a strategic time to enter the market:

• More Selection: Greater inventory means less competition and more choice.

• Negotiation Power: Sellers are increasingly open to pricing adjustments and flexible terms.

• Falling Prices: Broad-based declines in pricing provide an affordability window.

📌 Investor Tip: The current softness in condo pricing combined with rising rents can yield strong returns over the long term.

Considerations for Sellers

Sellers need to adapt to the changing market conditions:

• Competitive Pricing: Overpricing can lead to prolonged listings. It's essential to set realistic prices aligned with current market trends.

• Property Presentation: Enhancing the appeal of your property through staging and minor renovations can make a significant difference.

• Flexible Terms: Being open to negotiations on closing dates and other terms can attract more potential buyers.

Seller Strategy in a Shifting Market

If you're selling, now is the time to adjust and compete:

• Realistic Pricing: Overpricing is a fast route to a stale listing.

• Professional Staging: Helps stand out in a crowded marketplace.

• Flexible Terms: Attract more buyers by accommodating financing and possession needs.

Strategic Opportunities

Despite the challenges, there are strategic opportunities in the current market:

• Investment Potential: For investors, the dip in prices and increased inventory can be an opportune time to acquire properties with long-term appreciation potential.

• First-Time Buyers: Reduced competition and more options make it an ideal time for first-time buyers to enter the market.

• Upsizing or Downsizing: Homeowners looking to move to a different property type can benefit from favorable pricing dynamics.

Market Outlook & Economic Factors

While the Bank of Canada has eased rates slightly, the anticipated boost in demand has not fully materialized—likely due to persistent affordability concerns and global uncertainties. However, this cautious environment creates:

• Upsizing Opportunities for current homeowners.

• Trading Up Potential with less price competition.

• Great Entry Points for first-time buyers and investors.

Conclusion

The 2025 GTA real estate market is characterized by increased inventory and a shift towards a buyer's market. Whether you're looking to buy, sell, or invest, it's essential to stay informed and adapt to the evolving landscape.

At A.B.R.E Team, led by Ali Bolourchi, we are committed to providing expert guidance tailored to your unique needs. Our extensive experience in residential, commercial, and investment real estate across the GTA positions us to help you navigate these changes effectively.

Real estate success isn’t about timing the market perfectly, it’s about acting wisely within the current moment. Let’s make 2025 your year of smart real estate moves.

📣 For more information and to become part of this exclusive community:

☎️ CALL US 416-886-2000
🌐 Visit us at GTALuxuryHomes.ca

As the spring market blooms, so does anticipation around interest rates, economic policy, and buyer sentiment. The Greater Toronto Area (GTA) real estate scene in April 2025 delivered mixed signals, highlighting both growing inventory and cautious buyer behaviour. Let’s break down the numbers and what they mean for the months ahead.

The April 2025 housing market in the Greater Toronto Area (GTA) reflects a cautious but opportunity-rich environment. With higher inventory levels, price adjustments, and strong economic fundamentals in Canada compared to the U.S., buyers are in a position to negotiate, while sellers are recalibrating their expectations.

🇨🇦 Canadian vs. 🇺🇸 U.S. Economic Comparison

Key Takeaway: Canada's economy shows strong GDP and job growth, although inflation remains elevated. In contrast, the U.S. faces slower growth and higher mortgage rates, indicating stronger economic momentum north of the border—but with continued affordability concerns.

TRREB-Wide Market Summary – April 2025

Buyers are exercising patience, waiting for potential rate cuts. The surge in listings provides plenty of choice, putting downward pressure on prices and giving buyers room to negotiate.

Detached Homes 🏡

While detached homes in the 416 held relatively steady in sales, the 905 saw significant cooling, likely driven by affordability limits and rate sensitivity.

Semi-Detached Homes 🏘️

A rare win for the 416: semi-detached sales rose, possibly due to demand for affordable low-rise options in urban centres. Prices, however, slid in both regions.

Townhouses🏣

Townhouses continue to be a popular entry point for families. While sales dropped across the board, prices in the 416 edged up—signaling steady demand within the core.

Condos 🏢

Condos saw the steepest drop in sales and prices, especially in the 905. Overbuilding and hesitant investors may be cooling this segment for now.

📌Final Thoughts & Advice

For Buyers:

✅ Take advantage of high inventory and softening prices
✅ Lock in purchases before potential interest rate cuts push demand back up
✅ Focus on negotiating power, especially in the condo and detached segments

For Sellers:

⚠️ Be realistic with pricing—especially in the 905
⚠️ Highlight unique property features to stand out in a competitive market
⚠️ Prepare for longer time on market and ensure showings are optimized

As Mark Carney prepares to lead Canada under a renewed Liberal mandate, the party’s updated immigration direction signals a recalibration—aiming to stabilize the population boom seen post-pandemic. This shift could affect everything from rental vacancy rates to pre-construction sales in the GTA.

Let’s take a deeper look at five Liberal immigration promises and how they tie directly into Toronto’s real estate landscape:

1️⃣ Stabilizing Permanent Resident (PR) Admissions

📌 Liberal Promise: Keep annual PR admissions under 1% of Canada’s population (~365,000–395,000 people/year).
📈 Real Estate Implication: This signals a soft cap on long-term housing demand, especially in family-oriented suburbs and urban condo markets.

🧠 Insight for Buyers/Investors:
This could reduce bidding wars slightly in the long run, particularly for single-family homes. But supply shortages will keep prices high unless construction outpaces demand.

2️⃣ Reducing Temporary Resident Numbers

📌 Liberal Promise: Cut temporary residents (workers & students) from 7.25% to below 5% of population by 2027.

📉 Real Estate Impact:

• Rental markets in downtown Toronto, North York, and near university zones could see softening rents.

• Landlords and condo investors may face longer vacancies or need to offer incentives.

🧠 Tip for Investors:
Consider pivoting to units appealing to young professionals and new PRs instead of short-term student or permit-holding tenants.

3️⃣ Tying Immigration to Housing Supply

📌 Liberal Position: Immigration caps will stay until housing supply improves.
Mark Carney said: “Caps remain in place until we’ve expanded housing…”

📊 Real Estate Implication:
This strategy pressures municipalities to deliver more housing to maintain population growth targets.

🧠 Opportunity for Developers:
Pre-construction projects in pro-growth municipalities (Vaughan, Markham, Kitchener-Waterloo) may benefit from faster processing and stronger federal support.

4️⃣ Boosting Economic Immigration & Global Talent

📌 Promise: Expand Global Skills Strategy to bring in top talent with 2-week visa processing.
Focus on U.S.-based and tech-sector professionals.

💡 Market Insight:
Toronto will retain high demand for executive-level housing—ideal for new immigrants in tech/finance roles. Investors should consider 2-bed+ condos in downtown or midtown.

5️⃣ Digitization & Faster Processing

📌 Promise: Use tech tools to reduce backlogs and improve processing efficiency.

⚙️ Real Estate Impact:
More predictable immigration timelines = better market planning. Immigration delays have historically caused uncertainty in rental absorption and unit turnover.

Suggested Chart:

Line Chart of PR Processing Times (2022–2025)
Show average processing time trending down post-digitization.

🧠 Key Takeaway for Realtors & Buyers:
Faster immigration decisions = quicker integration into housing markets. Be prepared for seasonal influxes of demand aligned with new PR/worker permit cycles.

Conclusion

With the Liberals taking a more managed approach to immigration growth, the GTA housing market will shift from rapid demand surges to more measured growth. While this could cool some of the heat in the rental and resale market, strategic buyers and investors will find stability and long-term gains.

📣 Ready to make your next move in this evolving market?
Whether you're planning to buy, invest, or develop, align your strategy with real-time policy changes.